Wallet & Token Terms

Definitions

For the purposes of these Wallet Terms:

“Account”, “User” or “you”, “Creator” or “Maker”, “Customer”, “Subscriber”, or “Fan” and “Mint” have the meanings given to them in the Terms.

“Wallet” means the functionality attached to your Account that records (a) your Token Balance and (b) your Fiat Earnings Balance (each as defined below). The Wallet is a ledger entry maintained by Beyond for internal accounting purposes; it is not a bank account, payment account, stored-value facility, security, or investment product.

“Tokens” or “Platform Tokens” means a non-monetary units for exclusive use within the Platform by the User in accordance with these Wallet Terms (for U.S. Users, Tokens are classified as a limited-purpose digital license and not as “virtual currency,” “prepaid access,” or “stored value” under U.S. law. Beyond does not permit Tokens to be used, transferred, or exchanged outside the Platform, and Tokens do not carry monetary value, redemption rights, or transferability).

“Token Balance” means the number of Tokens currently credited to your Wallet.

“Fiat Earnings Balance” means an internal accounting entry (expressed in a reference currency selected by Beyond) showing the amount of Creator’s accrued revenue share from Customer purchases of Creator’s Mint, net of fees, refunds, chargebacks, taxes and adjustments. This record is for informational purposes only and represents a contractual claim against Beyond; it does not constitute client funds, a segregated account, or a payment instrument and cannot be used to make payments to third parties (for U.S. Users, Fiat Earnings Balances represent a contractual claim for payment from Beyond and do not constitute “customer funds,” “money transmission,” or a regulated wallet. Payouts are satisfied exclusively from Beyond’s general assets).

“Payout” means a payment in fiat currency from Beyond to you in settlement of all or part of your Fiat Earnings Balance.

“Payment Provider” means any third-party payment processor, card network, payment institution or payout provider we use to process payments, Wallet funding, and Payouts.

Scope of Wallet & Token Services

Service Nature. Makermint provides Wallet, Token and Payout functionality to facilitate transactions for Mints between Makers and Customers on the Platform. Beyond is not a bank, payment institution, investment firm, or money remitter and does not provide financial, investment, or tax advice.

U.S. Financial-Regulatory Notice. Although Beyond is not a bank, payment institution, or money transmitter, U.S. regulators evaluate functionality on a “facts and circumstances” basis. Beyond maintains a closed-loop system in which: (i) fiat funds paid for Tokens become Beyond’s property; (ii) Tokens cannot be transferred person-to-person or off-platform; and (iii) Payouts are issued solely as contractual payments, not as redemption of stored value. These design limitations are intended to avoid characterization as “money transmission” under U.S., federal FinCEN rules and state money-transmitter laws. Beyond may restrict Wallet functionality for Users located in states with unique financial-services requirements, including but not limited to New York, California, and Texas.

Eligibility. Wallet and Token features are intended solely for Users who meet the eligibility requirements in the Terms (including age and residency limitations). We may restrict, suspend, or terminate Wallet access for Users in certain countries or territories if required by law or by our Payment Providers.

Acquiring Tokens and Funding Your Wallet

Purchasing Tokens. You may acquire Tokens by paying fiat currency through a Payment Provider integrated into the Platform. When your payment is successfully processed, we will credit your Wallet with Tokens at the then-current rate displayed within Makermint.

Using Tokens. After you purchase Tokens, you will be able to use the purchased Tokens on the Platform in accordance with these Terms.

Ownership of fiat currency. Fiat funds received from Token sale transaction become Beyond’s property immediately upon successful processing by the Payment Provider. Users acquire only a limited, revocable license to use Tokens within the Platform. Fiat funds do not constitute client money and are not held on behalf of Users by Beyond. U.S. Consumer-Protection Notice. For U.S. Users, Beyond provides clear and conspicuous disclosures that Token purchases are final, non-refundable (unless required by applicable law), and that Tokens cannot be redeemed for fiat. Beyond does not represent Tokens as investments, savings products, or instruments with expected returns. These disclosures are intended to comply with U.S. Federal Trade Commission guidance regarding virtual currencies and earnings claims.

Licence to Tokens. When you acquire Tokens you receive a personal, limited, revocable, non-exclusive, non-assignable licence to use those Tokens solely within Makermint to pay for features, tools and Mints, subject to these Wallet Terms and the Terms. You do not own the Tokens. Tokens have no independent monetary value and are not legal tender, securities, or digital assets outside Makermint.

No Redemption Right. Tokens are not redeemable or exchangeable for fiat currency or any other consideration from Beyond, except as expressly set out in Section 6 (Creator Earnings and Fiat Balance). Beyond may, at its sole discretion, retire, cancel, or modify Tokens at any time in accordance with these Wallet Terms.

No Interest. Tokens and Wallet balances do not earn interest or any other return.

Funding Limits. We may impose minimum and/or maximum funding limits per transaction, per day, or per Account, and may change such limits from time to time.

Failed or Reversed Payments. If a payment used to acquire Tokens is later refused, reversed or charged back by a Payment Provider, we may deduct the corresponding amount of Tokens (or, where necessary, any amount from your Fiat Earnings Balance) and charge you any associated fees. For U.S. Users, Beyond may report suspected fraudulent chargebacks or payment misuse to relevant authorities or Payment Providers where required or allowable under U.S. law.

Using Tokens

• Permitted Uses. Tokens may be used only to:
• Access or unlock paid Makermint features and tools (including AI generation features);
• Purchase, unlock, or otherwise obtain access to Mints;
• Any additional in-Platform uses that Beyond may enable from time to time.
• Non-Transferability. Tokens and Token Balances:
• May not be transferred, sold, gifted, or traded to other Users, except to the extent a transfer occurs automatically as part of a transaction recorded by Makermint (e.g., a Customer spends Tokens to purchase a Mint);
• May not be bought or sold outside the Platform;
• May not be pledged, encumbered, or otherwise treated as collateral or property.
• Any attempt to conduct such prohibited transfers is void and may result in termination of your Account.
• No Peer-to-Peer Transfers. For U.S. Users, Tokens cannot be transferred between Wallets in any manner other than automated deductions as part of a purchase. Beyond prohibits user-initiated transfers in order to maintain a closed-loop ecosystem and avoid characterization as providing virtual-currency transmission services.
• No Guarantee of Availability. We do not guarantee that any particular feature, Mint, or use for Tokens will always be available. We may modify or discontinue features or Mints at any time, including those that can be acquired or used with Tokens.
• Pricing and Conversion. We may change the pricing of features, tools and Mints in Tokens and adjust the fiat equivalent used for internal accounting, at any time in our sole discretion by providing a reasonable prior notice via your Account and/or by other reasonable means. Unless required by law, we will not provide refunds for Tokens that you do not use before we change such pricing or features.
• Marketplace Transactions; Role of Beyond
• Platform Operator. Makermint operates as a platform where Makers can offer Mints and Customers can purchase them. Unless expressly stated otherwise, Beyond is not the seller of Mints; the sale occurs between the relevant Maker and Customer. Beyond acts as a platform operator.
• Token Spend and Internal Accounting.
• When a Customer spends Tokens to purchase a Mint:
• The Customer’s Token Balance is reduced by the price of the Mint;
• Beyond records an internal fiat-equivalent amount (net of applicable fees, taxes, and adjustments) as Creator revenue;
• Based on that accounting, Beyond may credit the Maker’s Fiat Earnings Balance with their revenue share, in accordance with the Maker revenue-share model in effect at the time of the transaction.
• No Warranty of Mints. Beyond does not warrant or guarantee the quality, safety, legality, or fitness for purpose of any Mint, and is not responsible for the Maker’s conduct, except to the limited extent set out in the Terms. For U.S. Users, Beyond does not act as a seller of Mints and does not take title to Mints. Beyond’s role as a platform operator is intended to comply with U.S. marketplace-operator rules and to avoid the Platform being classified as the merchant of record, except where expressly required by U.S. tax law.
• Disputes Between Users. Disputes between Makers and Customers regarding Mints are primarily between those Users. Beyond may, but is not obliged to (unless required by applicable law), assist in resolving such disputes and may take actions such as issuing or denying refunds, reversing transactions, or adjusting Wallet balances, in its reasonable discretion.

Creator Earnings and Fiat Earnings Balance

Creator Revenue Share. When Customers use Tokens to purchase a Mint created by a Creator in accordance with Section 3, the Tokens used for purchase will not be credited to such Creator’s Wallet. Beyond will calculate your share of revenue (“Creator Earnings”) in accordance with the then-current revenue-share rules communicated in the Platform or in a separate agreement. We may change revenue-share rules prospectively at any time by providing a reasonable prior notice via your Account and/or by other reasonable means.

Crediting Fiat Earnings Balance. After a qualifying transaction and once any applicable refund or dispute period has expired (as we may set from time to time), Beyond may credit your Fiat Earnings Balance with all or a portion of your Creator Earnings. At no stage is a segregated fund, deposit, or trust created, and no fiduciary relationship arises.

• Adjustments. We may debit your Fiat Earnings Balance to reflect:
• Platform fees, payment processing fees and payout fees;
• Refunds or chargebacks to Customers;
• Suspected or confirmed fraud or violation of the Terms or these Wallet Terms;
• Obvious errors in reporting or accounting.
• If your Fiat Earnings Balance becomes negative, Section 8.4 (Set-off) will apply.
• U.S. tax treatment. Beyond may be obligated under certain state “marketplace facilitator” laws to collect and remit sales/use taxes on your behalf when U.S. Customers purchase Mints. Where required, Beyond may withhold or remit taxes and adjust your Fiat Earnings Balance accordingly.
• FTC Earnings-Claim Notice (U.S.). Users must not make false or unsubstantiated earnings claims. Any representations made to Customers or the public regarding revenue, income potential, or financial outcomes must comply with the FTC’s Endorsement Guides and its rules governing earnings claims. Beyond may remove or restrict Mints or Makerpages that violate these rules.

Payouts

Requesting Payouts. Subject to these Wallet Terms, you may request a Payout of all or part of your available Fiat Earnings Balance to a payout method supported in your country (e.g., bank transfer or other Payment Provider). Beyond satisfies this claim exclusively from its own assets upon Creator’s Payout request. We may set minimum Payout thresholds and charge payout fees, which will be disclosed in the Platform.

• Verification & Compliance. Before processing any Payout, we may require you to:
• Complete identity verification (KYC) and provide supporting documents;
• Provide valid tax information or forms;
• Confirm ownership of the payout account;
• Satisfy any other checks we consider necessary to comply with law, Payment Provider rules, or our risk policies.
• If you do not provide the requested information, we may delay or refuse the Payout.
• OFAC / U.S. Sanctions Screening. Before processing Payouts to U.S. Users, Beyond may screen payout requests under U.S. sanctions laws administered by the Office of Foreign Assets Control (“OFAC”). Beyond may refuse or delay Payouts that appear to involve sanctioned jurisdictions, persons, or suspicious activity.
• Timing. We will use reasonable efforts to process approved Payout requests within a reasonable period. Actual receipt of funds depends on your bank or Payment Provider, and we are not responsible for delays outside our control.
• Currency and Fees. Payouts are made in the currency and by the methods offered in the Platform. We may deduct from the Payout:
• Our platform fee;
• Payment Provider fees and charges;
• Any applicable withholding or other taxes we are legally required to withhold;
• Any outstanding negative balance or amounts you owe us.
• Right to Refuse, Delay or Reverse Payouts. We may refuse, delay, freeze or reverse all or part of a Payout if:
• We reasonably suspect fraud, money laundering, terrorist financing, sanctions violations, or other illegal activity;
• We believe you have breached the Terms, Community Guidelines, or these Wallet Terms;
• We are required to do so by law, court order, regulatory authority or Payment Provider;
• There is a dispute relating to the funds or an associated transaction.
• We may notify you of the reason where legally permitted, but are not obliged to do so where that would compromise investigations or legal obligations.
• For U.S. Users, we may also delay or refuse Payouts where required to comply with applicable U.S. federal or state financial-crime reporting regulations.

Fees, Taxes, and Set-Off

Platform Fees. We may charge fees for Wallet funding, Token acquisition, Mint purchases, and/or Creator revenue share. Current fees are displayed within the Platform or in our documentation and may be updated from time to time.

User Taxes. You are solely responsible for determining and paying all taxes (including income, VAT, GST, sales or similar taxes) that apply to your use of Makermint and any earnings from Mints. Beyond does not provide tax advice. If Beyond is deemed a “marketplace facilitator” under U.S. state tax laws, Beyond may be required to collect and remit applicable state taxes for certain transactions involving U.S. residents. Beyond will notify U.S. Users if such obligations materially affect Payouts or revenue-share calculations.

Withholding. Where required by law, we may withhold taxes from your Fiat Earnings Balance or Payouts and remit them to the appropriate authorities.

Set-Off. You authorise Beyond to set off, from any Token Balance, Fiat Earnings Balance or Payout otherwise due to you, any amounts you owe to Beyond, including negative balances, chargebacks, refunds, incorrectly credited amounts, and unpaid fees.

Prohibited Use and Security

• Prohibited Use. You must not use your Wallet, Tokens or Makermint:
• For any unlawful purpose, including money laundering, terrorist financing, sanctions evasion, fraud or tax evasion (U.S. Users not use Tokens or the Wallet to facilitate: (i) money transmission; (ii) off-platform payments; (iii) value transfers between Users except through permitted Mint purchases; or (iv) evasion of U.S. sanctions or financial-crime controls. Beyond may report suspected activity to U.S. authorities, including FinCEN and OFAC, where legally required);
• To facilitate transactions unrelated to genuine Mint purchases or Platform features (“wash trading” or circular flows);
• To circumvent Makermint fees or to arrange off-platform payments for Mints;
• To resell Tokens or Wallet balances outside Makermint.
• We may investigate and report suspected illegal activity to relevant authorities.
• Account Security. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs in your Account and Wallet. If you become aware of any unauthorised use or security breach, you must notify us immediately through the support channels indicated in the Terms.
• Losses from Unauthorised Access. To the maximum extent permitted by law, Beyond is not responsible for losses arising from unauthorised access to your Account or Wallet that results from your failure to keep your credentials secure or from circumstances beyond our reasonable control.

Refunds and Expiry

Token Purchases. Unless required by applicable law, all purchases of Tokens are final and non-refundable. We do not guarantee that you will use all Tokens before closing your Account or before we change or discontinue any feature. For U.S. residents, certain state consumer-protection laws may require refunds where purchases were not properly disclosed, were the result of unauthorized transactions, or where Users exercise statutory rights under applicable laws.

Mint Purchases. Refunds for Mint purchases are at our and/or the Maker’s discretion, unless required by law. If a refund is issued, we may reverse associated Creator Earnings, adjust Wallet balances and, where necessary, reclaim amounts from future earnings or Payouts.

Inactive Accounts and Expiry. If your Account is inactive for an extended period of at least 12 months, we may, to the extent permitted by law:

• Cancel some or all of your Tokens;
• Freeze or close your Wallet;
• Handle any remaining Fiat Earnings Balance in accordance with applicable unclaimed property or escheat laws.

Suspension and Termination

Our Rights. Beyond may suspend, restrict or terminate your access to your Wallet, Tokens, Fiat Earnings Balance or Payouts, in whole or in part, if:

• You breach the Terms, Community Guidelines or these Wallet Terms;
• We reasonably suspect fraud, abuse, or illegal activity;
• We are required to do so by law, a court, or a competent authority;
• We discontinue some or all Wallet or Token features.
• Effect of Termination. On termination of your Account:
• Your licence to use Tokens and the Wallet ceases;
• We may cancel your Tokens;
• Subject to Sections 7 and 10, we may allow you to request a final Payout of any remaining Fiat Earnings Balance that is not under investigation or subject to legal hold;
• Sections that by their nature should survive termination (including 6–11) will continue to apply.

Limitation of Liability

The limitations and exclusions of liability in the Terms apply equally to these Wallet Terms and to any loss or damage relating to Tokens, Wallets, Mints, Fiat Earnings Balances or Payouts. Without limiting the Terms, Beyond is not liable for:

• Loss of Tokens or Wallet balances resulting from unauthorised access, technical failures, or your misuse of the Platform, except to the extent caused by our gross negligence or willful misconduct;
• Any decrease in your expected earnings due to changes in fees, revenue-share models, pricing, or Platform features;
• Any indirect, consequential, or punitive damages.
• Nothing in these Wallet Terms excludes or limits any rights U.S. consumers may have under non-waivable state consumer-protection laws. To the extent such rights conflict with these Terms, those state rights will govern for U.S. residents.

Changes to these Wallet Terms

We may amend these Wallet Terms from time to time in accordance with Section 14 of the Terms. If you continue to use Wallet, Token or payout features after the updated Wallet Terms take effect, you are deemed to have accepted them. If you do not agree, you must stop using the Wallet and Tokens and, if applicable, close your Account.

Governing Law and Dispute Resolution

These Wallet Terms are governed by the same law and dispute resolution provisions as the Terms. Any dispute arising out of or relating to Tokens, Wallets, Mints, Fiat Earnings Balances or Payouts shall be resolved in accordance with the dispute resolution clause in the Terms.

For U.S. Users, any arbitration or dispute-resolution provisions applicable to U.S. residents appear in the Terms of Service. Nothing in these Wallets Terms modifies those requirements.